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The International Journal of Management Science and Information Technology (IJMSIT)


The international journal of management Science and information technology (IJMSIT) is a refereed journal and publishes high-quality theoretical and empirical papers in the areas of management science and information technology. This journal reports the impact of information technologies on the managerial and organizational topics. IJMSIT develops a comprehensive and theoretical framework by using a multidisciplinary approach to management and information technology for researchers and practitioners.


Editor-in-chief: J. J. Ferreira, University of Beira Interior, Portugal, Email:
Published: Quarterly
Copyright: 2012, North American Institute of Science and Information Technology (NAISIT)
ISSN: ISSN 1923-0265 (Print) - ISSN 1923-0273 (Online) - ISSN 1923-0281 (CD-ROM)

1 : Issue 1 - (Jul-Sep 2011) ( 2011-07 )


The purpose of this article is to provide an insight into the determinants of customers ’ In­ternet banking (IB) acceptance. Therefore, it attempts to address a research need for extending the technology acceptance model (TAM) by adding contextual factors for IB case. The data pre­sented in this study are based on 202 questionnaires collected from individual Internet banking users in Iran. By using Confi rmatory factor analysis, Pearson correlation testing, and multiple regressions, tested the correlations between variables. The findings of the study indicate that perceived usefulness and Computer self efficacy were the main factors influencing Internet bank­ing acceptance. Recommend to banks managers to learning customer how to use computer and Internet banking and advertising about Internet banking benefit and its advantages. And with regard to importance of Computer self-efficacy, banks can promotion of customer ability about work with computer by proper advertising.

Author(s): MOHAMMAD TAQI AMINI - IRAN - Payame Noor University
MUSTAFA AHMADINEJAD - IRAN - Payame Noor University
Keywords: Internet Banking, Intention to use, Perceived Usefulness, Perceived ease of use, Perceived risk
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